Market Overview
Home Prices in Largo, FL
The median home value in Largo, FL is $339,252 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.5% compared to a year ago and down 6.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Largo are priced17% below average. Largo is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Largo home values have risen by approximately21.9%, reflecting strong long-term appreciation in this market.
Price History
Largo Home Price Trend
City Comparison
Largo vs. National Median
At $339,252, homes in Largo cost 17% below the national median of $410,000. This makes Largo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Largo?
20% Down Payment
$67,850
on $339,252
Monthly P&I
$1,769/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,247/mo
incl. taxes & insurance
Income Needed
$89,880
gross annual (30% rule)
10% Down Option
$33,925
+ PMI applies
Loan Amount (20% dn)
$271,402
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Largo, FL?
The median home value in Largo is $339,252 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.5% year-over-year.
How much have home prices changed in Largo?
Over the past year, home values in Largo have decreased by 1.5%. Over five years, prices have risen approximately 21.9%.
How much do I need to earn to buy a home in Largo?
To comfortably afford the median home price of $339,252 with a 20% down payment ($67,850) at today's rates (6.8%), you'd need a gross annual income of approximately $89,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Largo compare to the national average home price?
The national median home value is approximately $410,000. At $339,252, homes in Largo are 17% below the national average.
What metro area is Largo part of?
Largo is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.