Market Overview
Home Prices in Lynn Haven, FL
The median home value in Lynn Haven, FL is $327,410 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lynn Haven are priced20% below average. Lynn Haven is part of the Panama City, FL metro area.
Over the past five years, Lynn Haven home values have risen by approximately21.4%, reflecting strong long-term appreciation in this market.
Price History
Lynn Haven Home Price Trend
City Comparison
Lynn Haven vs. National Median
At $327,410, homes in Lynn Haven cost 20% below the national median of $410,000. This makes Lynn Haven a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lynn Haven?
20% Down Payment
$65,482
on $327,410
Monthly P&I
$1,708/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,169/mo
incl. taxes & insurance
Income Needed
$86,760
gross annual (30% rule)
10% Down Option
$32,741
+ PMI applies
Loan Amount (20% dn)
$261,928
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lynn Haven, FL?
The median home value in Lynn Haven is $327,410 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Lynn Haven?
Over the past year, home values in Lynn Haven have decreased by 0.4%. Over five years, prices have risen approximately 21.4%.
How much do I need to earn to buy a home in Lynn Haven?
To comfortably afford the median home price of $327,410 with a 20% down payment ($65,482) at today's rates (6.8%), you'd need a gross annual income of approximately $86,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Lynn Haven compare to the national average home price?
The national median home value is approximately $410,000. At $327,410, homes in Lynn Haven are 20% below the national average.
What metro area is Lynn Haven part of?
Lynn Haven is part of the Panama City, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.