Market Overview
Home Prices in Marco Island, FL
The median home value in Marco Island, FL is $851,910 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and down 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Marco Island are priced108% above average. Marco Island is part of the Naples-Marco Island, FL metro area.
Over the past five years, Marco Island home values have risen by approximately29.3%, reflecting strong long-term appreciation in this market.
Price History
Marco Island Home Price Trend
City Comparison
Marco Island vs. National Median
At $851,910, homes in Marco Island cost 108% above the national median of $410,000. Buyers in Marco Island should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Marco Island?
20% Down Payment
$170,382
on $851,910
Monthly P&I
$4,443/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,643/mo
incl. taxes & insurance
Income Needed
$225,720
gross annual (30% rule)
10% Down Option
$85,191
+ PMI applies
Loan Amount (20% dn)
$681,528
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Marco Island, FL?
The median home value in Marco Island is $851,910 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Marco Island?
Over the past year, home values in Marco Island have decreased by 1.8%. Over five years, prices have risen approximately 29.3%.
How much do I need to earn to buy a home in Marco Island?
To comfortably afford the median home price of $851,910 with a 20% down payment ($170,382) at today's rates (6.8%), you'd need a gross annual income of approximately $225,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Marco Island compare to the national average home price?
The national median home value is approximately $410,000. At $851,910, homes in Marco Island are 108% above the national average.
What metro area is Marco Island part of?
Marco Island is part of the Naples-Marco Island, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.