Market Overview
Home Prices in Miami Gardens, FL
The median home value in Miami Gardens, FL is $475,214 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.1% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Miami Gardens are priced16% above average. Miami Gardens is part of the Miami-Fort Lauderdale-Pompano Beach, FL metro area.
Over the past five years, Miami Gardens home values have risen by approximately45.1%, reflecting strong long-term appreciation in this market.
Price History
Miami Gardens Home Price Trend
City Comparison
Miami Gardens vs. National Median
At $475,214, homes in Miami Gardens cost 16% above the national median of $410,000. Buyers in Miami Gardens should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Miami Gardens?
20% Down Payment
$95,043
on $475,214
Monthly P&I
$2,478/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,147/mo
incl. taxes & insurance
Income Needed
$125,880
gross annual (30% rule)
10% Down Option
$47,521
+ PMI applies
Loan Amount (20% dn)
$380,171
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Miami Gardens, FL?
The median home value in Miami Gardens is $475,214 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.1% year-over-year.
How much have home prices changed in Miami Gardens?
Over the past year, home values in Miami Gardens have decreased by 1.1%. Over five years, prices have risen approximately 45.1%.
How much do I need to earn to buy a home in Miami Gardens?
To comfortably afford the median home price of $475,214 with a 20% down payment ($95,043) at today's rates (6.8%), you'd need a gross annual income of approximately $125,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Miami Gardens compare to the national average home price?
The national median home value is approximately $410,000. At $475,214, homes in Miami Gardens are 16% above the national average.
What metro area is Miami Gardens part of?
Miami Gardens is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.