Market Overview
Home Prices in Mims, FL
The median home value in Mims, FL is $397,427 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and down 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mims are priced3% below average. Mims is part of the Palm Bay-Melbourne-Titusville, FL metro area.
Over the past five years, Mims home values have risen by approximately29.3%, reflecting strong long-term appreciation in this market.
Price History
Mims Home Price Trend
City Comparison
Mims vs. National Median
At $397,427, homes in Mims cost 3% below the national median of $410,000. This makes Mims a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mims?
20% Down Payment
$79,485
on $397,427
Monthly P&I
$2,073/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,633/mo
incl. taxes & insurance
Income Needed
$105,320
gross annual (30% rule)
10% Down Option
$39,743
+ PMI applies
Loan Amount (20% dn)
$317,942
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mims, FL?
The median home value in Mims is $397,427 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Mims?
Over the past year, home values in Mims have increased by 1.5%. Over five years, prices have risen approximately 29.3%.
How much do I need to earn to buy a home in Mims?
To comfortably afford the median home price of $397,427 with a 20% down payment ($79,485) at today's rates (6.8%), you'd need a gross annual income of approximately $105,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Mims compare to the national average home price?
The national median home value is approximately $410,000. At $397,427, homes in Mims are 3% below the national average.
What metro area is Mims part of?
Mims is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.