Market Overview
Home Prices in Navarre, FL
The median home value in Navarre, FL is $420,498 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Navarre are priced3% above average. Navarre is part of the Pensacola-Ferry Pass-Brent, FL metro area.
Over the past five years, Navarre home values have risen by approximately23.2%, reflecting strong long-term appreciation in this market.
Price History
Navarre Home Price Trend
City Comparison
Navarre vs. National Median
At $420,498, homes in Navarre cost 3% above the national median of $410,000. Buyers in Navarre should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Navarre?
20% Down Payment
$84,100
on $420,498
Monthly P&I
$2,193/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,785/mo
incl. taxes & insurance
Income Needed
$111,400
gross annual (30% rule)
10% Down Option
$42,050
+ PMI applies
Loan Amount (20% dn)
$336,398
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Navarre, FL?
The median home value in Navarre is $420,498 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Navarre?
Over the past year, home values in Navarre have increased by 0.8%. Over five years, prices have risen approximately 23.2%.
How much do I need to earn to buy a home in Navarre?
To comfortably afford the median home price of $420,498 with a 20% down payment ($84,100) at today's rates (6.8%), you'd need a gross annual income of approximately $111,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Navarre compare to the national average home price?
The national median home value is approximately $410,000. At $420,498, homes in Navarre are 3% above the national average.
What metro area is Navarre part of?
Navarre is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.