Market Overview
Home Prices in New Smyrna Beach, FL
The median home value in New Smyrna Beach, FL is $454,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in New Smyrna Beach are priced11% above average. New Smyrna Beach is part of the Deltona-Daytona Beach-Ormond Beach, FL metro area.
Over the past five years, New Smyrna Beach home values have risen by approximately24.8%, reflecting strong long-term appreciation in this market.
Price History
New Smyrna Beach Home Price Trend
City Comparison
New Smyrna Beach vs. National Median
At $454,418, homes in New Smyrna Beach cost 11% above the national median of $410,000. Buyers in New Smyrna Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in New Smyrna Beach?
20% Down Payment
$90,884
on $454,418
Monthly P&I
$2,370/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,010/mo
incl. taxes & insurance
Income Needed
$120,400
gross annual (30% rule)
10% Down Option
$45,442
+ PMI applies
Loan Amount (20% dn)
$363,534
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in New Smyrna Beach, FL?
The median home value in New Smyrna Beach is $454,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in New Smyrna Beach?
Over the past year, home values in New Smyrna Beach have decreased by 0.8%. Over five years, prices have risen approximately 24.8%.
How much do I need to earn to buy a home in New Smyrna Beach?
To comfortably afford the median home price of $454,418 with a 20% down payment ($90,884) at today's rates (6.8%), you'd need a gross annual income of approximately $120,400. This assumes keeping total housing costs at or below 30% of gross income.
How does New Smyrna Beach compare to the national average home price?
The national median home value is approximately $410,000. At $454,418, homes in New Smyrna Beach are 11% above the national average.
What metro area is New Smyrna Beach part of?
New Smyrna Beach is part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.