Market Overview
Home Prices in O Brien, FL
The median home value in O Brien, FL is $321,363 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in O Brien are priced22% below average.
Over the past five years, O Brien home values have risen by approximately32.8%, reflecting strong long-term appreciation in this market.
Price History
O Brien Home Price Trend
2020
$192,309
$192K
—
2021
$241,979
$242K
+25.8%
2022
$295,281
$295K
+22.0%
2023
$287,562
$288K
-2.6%
2024
$306,454
$306K
+6.6%
2025
$308,926
$309K
+0.8%
2026
$321,363
$321K
+4.0%
City Comparison
O Brien vs. National Median
🏠 O Brien
$321,363
National Median
$410,000
At $321,363, homes in O Brien cost 22% below the national median of $410,000. This makes O Brien a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in O Brien?
20% Down Payment
$64,273
on $321,363
Monthly P&I
$1,676/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,129/mo
incl. taxes & insurance
Income Needed
$85,160
gross annual (30% rule)
10% Down Option
$32,136
+ PMI applies
Loan Amount (20% dn)
$257,090
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in O Brien, FL?
The median home value in O Brien is $321,363 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in O Brien?
Over the past year, home values in O Brien have increased by 4%. Over five years, prices have risen approximately 32.8%.
How much do I need to earn to buy a home in O Brien?
To comfortably afford the median home price of $321,363 with a 20% down payment ($64,273) at today's rates (6.8%), you'd need a gross annual income of approximately $85,160. This assumes keeping total housing costs at or below 30% of gross income.
How does O Brien compare to the national average home price?
The national median home value is approximately $410,000. At $321,363, homes in O Brien are 22% below the national average.