Market Overview
Home Prices in Oak Hill, FL
The median home value in Oak Hill, FL is $342,120 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and down 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oak Hill are priced17% below average. Oak Hill is part of the Deltona-Daytona Beach-Ormond Beach, FL metro area.
Over the past five years, Oak Hill home values have risen by approximately27.5%, reflecting strong long-term appreciation in this market.
Price History
Oak Hill Home Price Trend
City Comparison
Oak Hill vs. National Median
At $342,120, homes in Oak Hill cost 17% below the national median of $410,000. This makes Oak Hill a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oak Hill?
20% Down Payment
$68,424
on $342,120
Monthly P&I
$1,784/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,266/mo
incl. taxes & insurance
Income Needed
$90,640
gross annual (30% rule)
10% Down Option
$34,212
+ PMI applies
Loan Amount (20% dn)
$273,696
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oak Hill, FL?
The median home value in Oak Hill is $342,120 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in Oak Hill?
Over the past year, home values in Oak Hill have decreased by 0.5%. Over five years, prices have risen approximately 27.5%.
How much do I need to earn to buy a home in Oak Hill?
To comfortably afford the median home price of $342,120 with a 20% down payment ($68,424) at today's rates (6.8%), you'd need a gross annual income of approximately $90,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Oak Hill compare to the national average home price?
The national median home value is approximately $410,000. At $342,120, homes in Oak Hill are 17% below the national average.
What metro area is Oak Hill part of?
Oak Hill is part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.