Market Overview
Home Prices in Ocklawaha, FL
The median home value in Ocklawaha, FL is $243,181 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ocklawaha are priced41% below average. Ocklawaha is part of the Ocala, FL metro area.
Over the past five years, Ocklawaha home values have risen by approximately36.8%, reflecting strong long-term appreciation in this market.
Price History
Ocklawaha Home Price Trend
City Comparison
Ocklawaha vs. National Median
At $243,181, homes in Ocklawaha cost 41% below the national median of $410,000. This makes Ocklawaha a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ocklawaha?
20% Down Payment
$48,636
on $243,181
Monthly P&I
$1,268/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,610/mo
incl. taxes & insurance
Income Needed
$64,400
gross annual (30% rule)
10% Down Option
$24,318
+ PMI applies
Loan Amount (20% dn)
$194,545
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ocklawaha, FL?
The median home value in Ocklawaha is $243,181 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Ocklawaha?
Over the past year, home values in Ocklawaha have decreased by 0.9%. Over five years, prices have risen approximately 36.8%.
How much do I need to earn to buy a home in Ocklawaha?
To comfortably afford the median home price of $243,181 with a 20% down payment ($48,636) at today's rates (6.8%), you'd need a gross annual income of approximately $64,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Ocklawaha compare to the national average home price?
The national median home value is approximately $410,000. At $243,181, homes in Ocklawaha are 41% below the national average.
What metro area is Ocklawaha part of?
Ocklawaha is part of the Ocala, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.