Market Overview
Home Prices in Old Town, FL
The median home value in Old Town, FL is $226,369 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.8% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Old Town are priced45% below average.
Over the past five years, Old Town home values have risen by approximately33.8%, reflecting strong long-term appreciation in this market.
Price History
Old Town Home Price Trend
2020
$133,373
$133K
—
2021
$169,245
$169K
+26.9%
2022
$211,164
$211K
+24.8%
2023
$198,886
$199K
-5.8%
2024
$209,824
$210K
+5.5%
2025
$209,963
$210K
+0.1%
2026
$226,369
$226K
+7.8%
City Comparison
Old Town vs. National Median
🏠 Old Town
$226,369
National Median
$410,000
At $226,369, homes in Old Town cost 45% below the national median of $410,000. This makes Old Town a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Old Town?
20% Down Payment
$45,274
on $226,369
Monthly P&I
$1,181/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,500/mo
incl. taxes & insurance
Income Needed
$60,000
gross annual (30% rule)
10% Down Option
$22,637
+ PMI applies
Loan Amount (20% dn)
$181,095
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Old Town, FL?
The median home value in Old Town is $226,369 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.8% year-over-year.
How much have home prices changed in Old Town?
Over the past year, home values in Old Town have increased by 7.8%. Over five years, prices have risen approximately 33.8%.
How much do I need to earn to buy a home in Old Town?
To comfortably afford the median home price of $226,369 with a 20% down payment ($45,274) at today's rates (6.8%), you'd need a gross annual income of approximately $60,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Old Town compare to the national average home price?
The national median home value is approximately $410,000. At $226,369, homes in Old Town are 45% below the national average.