Market Overview
Home Prices in Ona, FL
The median home value in Ona, FL is $442,411 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and down 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ona are priced8% above average. Ona is part of the Wauchula, FL metro area.
Over the past five years, Ona home values have risen by approximately46.1%, reflecting strong long-term appreciation in this market.
Price History
Ona Home Price Trend
2020
$244,613
$245K
—
2021
$302,894
$303K
+23.8%
2022
$372,497
$372K
+23.0%
2023
$371,741
$372K
-0.2%
2024
$420,765
$421K
+13.2%
2025
$417,009
$417K
-0.9%
2026
$442,411
$442K
+6.1%
City Comparison
Ona vs. National Median
🏠 Ona
$442,411
National Median
$410,000
At $442,411, homes in Ona cost 8% above the national median of $410,000. Buyers in Ona should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ona?
20% Down Payment
$88,482
on $442,411
Monthly P&I
$2,307/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,930/mo
incl. taxes & insurance
Income Needed
$117,200
gross annual (30% rule)
10% Down Option
$44,241
+ PMI applies
Loan Amount (20% dn)
$353,929
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ona, FL?
The median home value in Ona is $442,411 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Ona?
Over the past year, home values in Ona have increased by 6.1%. Over five years, prices have risen approximately 46.1%.
How much do I need to earn to buy a home in Ona?
To comfortably afford the median home price of $442,411 with a 20% down payment ($88,482) at today's rates (6.8%), you'd need a gross annual income of approximately $117,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Ona compare to the national average home price?
The national median home value is approximately $410,000. At $442,411, homes in Ona are 8% above the national average.
What metro area is Ona part of?
Ona is part of the Wauchula, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.