Market Overview
Home Prices in Osprey, FL
The median home value in Osprey, FL is $661,749 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.3% compared to a year ago and down 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Osprey are priced61% above average. Osprey is part of the North Port-Sarasota-Bradenton, FL metro area.
Over the past five years, Osprey home values have risen by approximately22.2%, reflecting strong long-term appreciation in this market.
Price History
Osprey Home Price Trend
City Comparison
Osprey vs. National Median
At $661,749, homes in Osprey cost 61% above the national median of $410,000. Buyers in Osprey should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Osprey?
20% Down Payment
$132,350
on $661,749
Monthly P&I
$3,451/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,383/mo
incl. taxes & insurance
Income Needed
$175,320
gross annual (30% rule)
10% Down Option
$66,175
+ PMI applies
Loan Amount (20% dn)
$529,399
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Osprey, FL?
The median home value in Osprey is $661,749 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.3% year-over-year.
How much have home prices changed in Osprey?
Over the past year, home values in Osprey have decreased by 5.3%. Over five years, prices have risen approximately 22.2%.
How much do I need to earn to buy a home in Osprey?
To comfortably afford the median home price of $661,749 with a 20% down payment ($132,350) at today's rates (6.8%), you'd need a gross annual income of approximately $175,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Osprey compare to the national average home price?
The national median home value is approximately $410,000. At $661,749, homes in Osprey are 61% above the national average.
What metro area is Osprey part of?
Osprey is part of the North Port-Sarasota-Bradenton, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.