Market Overview
Home Prices in Pebble Creek, FL
The median home value in Pebble Creek, FL is $437,848 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.1% compared to a year ago and down 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pebble Creek are priced7% above average. Pebble Creek is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Pebble Creek home values have risen by approximately27.6%, reflecting strong long-term appreciation in this market.
Price History
Pebble Creek Home Price Trend
City Comparison
Pebble Creek vs. National Median
At $437,848, homes in Pebble Creek cost 7% above the national median of $410,000. Buyers in Pebble Creek should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Pebble Creek?
20% Down Payment
$87,570
on $437,848
Monthly P&I
$2,284/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,901/mo
incl. taxes & insurance
Income Needed
$116,040
gross annual (30% rule)
10% Down Option
$43,785
+ PMI applies
Loan Amount (20% dn)
$350,278
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pebble Creek, FL?
The median home value in Pebble Creek is $437,848 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.1% year-over-year.
How much have home prices changed in Pebble Creek?
Over the past year, home values in Pebble Creek have decreased by 3.1%. Over five years, prices have risen approximately 27.6%.
How much do I need to earn to buy a home in Pebble Creek?
To comfortably afford the median home price of $437,848 with a 20% down payment ($87,570) at today's rates (6.8%), you'd need a gross annual income of approximately $116,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Pebble Creek compare to the national average home price?
The national median home value is approximately $410,000. At $437,848, homes in Pebble Creek are 7% above the national average.
What metro area is Pebble Creek part of?
Pebble Creek is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.