Market Overview
Home Prices in Plant City, FL
The median home value in Plant City, FL is $343,765 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and down 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Plant City are priced16% below average. Plant City is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Plant City home values have risen by approximately26.3%, reflecting strong long-term appreciation in this market.
Price History
Plant City Home Price Trend
City Comparison
Plant City vs. National Median
At $343,765, homes in Plant City cost 16% below the national median of $410,000. This makes Plant City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Plant City?
20% Down Payment
$68,753
on $343,765
Monthly P&I
$1,793/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,277/mo
incl. taxes & insurance
Income Needed
$91,080
gross annual (30% rule)
10% Down Option
$34,377
+ PMI applies
Loan Amount (20% dn)
$275,012
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Plant City, FL?
The median home value in Plant City is $343,765 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Plant City?
Over the past year, home values in Plant City have decreased by 2%. Over five years, prices have risen approximately 26.3%.
How much do I need to earn to buy a home in Plant City?
To comfortably afford the median home price of $343,765 with a 20% down payment ($68,753) at today's rates (6.8%), you'd need a gross annual income of approximately $91,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Plant City compare to the national average home price?
The national median home value is approximately $410,000. At $343,765, homes in Plant City are 16% below the national average.
What metro area is Plant City part of?
Plant City is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.