Market Overview
Home Prices in Poinciana, FL
The median home value in Poinciana, FL is $282,132 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.7% compared to a year ago and down 5.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Poinciana are priced31% below average. Poinciana is part of the Orlando-Kissimmee-Sanford, FL metro area.
Over the past five years, Poinciana home values have risen by approximately18.0%, reflecting steady appreciation in this market.
Price History
Poinciana Home Price Trend
City Comparison
Poinciana vs. National Median
At $282,132, homes in Poinciana cost 31% below the national median of $410,000. This makes Poinciana a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Poinciana?
20% Down Payment
$56,426
on $282,132
Monthly P&I
$1,471/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,868/mo
incl. taxes & insurance
Income Needed
$74,720
gross annual (30% rule)
10% Down Option
$28,213
+ PMI applies
Loan Amount (20% dn)
$225,706
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Poinciana, FL?
The median home value in Poinciana is $282,132 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.7% year-over-year.
How much have home prices changed in Poinciana?
Over the past year, home values in Poinciana have decreased by 4.7%. Over five years, prices have risen approximately 18.0%.
How much do I need to earn to buy a home in Poinciana?
To comfortably afford the median home price of $282,132 with a 20% down payment ($56,426) at today's rates (6.8%), you'd need a gross annual income of approximately $74,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Poinciana compare to the national average home price?
The national median home value is approximately $410,000. At $282,132, homes in Poinciana are 31% below the national average.
What metro area is Poinciana part of?
Poinciana is part of the Orlando-Kissimmee-Sanford, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.