Market Overview
Home Prices in Ponte Vedra Beach, FL
The median home value in Ponte Vedra Beach, FL is $822,496 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and down 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ponte Vedra Beach are priced101% above average. Ponte Vedra Beach is part of the Jacksonville, FL metro area.
Over the past five years, Ponte Vedra Beach home values have risen by approximately32.3%, reflecting strong long-term appreciation in this market.
Price History
Ponte Vedra Beach Home Price Trend
City Comparison
Ponte Vedra Beach vs. National Median
At $822,496, homes in Ponte Vedra Beach cost 101% above the national median of $410,000. Buyers in Ponte Vedra Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ponte Vedra Beach?
20% Down Payment
$164,499
on $822,496
Monthly P&I
$4,290/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,448/mo
incl. taxes & insurance
Income Needed
$217,920
gross annual (30% rule)
10% Down Option
$82,250
+ PMI applies
Loan Amount (20% dn)
$657,997
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ponte Vedra Beach, FL?
The median home value in Ponte Vedra Beach is $822,496 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Ponte Vedra Beach?
Over the past year, home values in Ponte Vedra Beach have decreased by 0.1%. Over five years, prices have risen approximately 32.3%.
How much do I need to earn to buy a home in Ponte Vedra Beach?
To comfortably afford the median home price of $822,496 with a 20% down payment ($164,499) at today's rates (6.8%), you'd need a gross annual income of approximately $217,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Ponte Vedra Beach compare to the national average home price?
The national median home value is approximately $410,000. At $822,496, homes in Ponte Vedra Beach are 101% above the national average.
What metro area is Ponte Vedra Beach part of?
Ponte Vedra Beach is part of the Jacksonville, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.