Market Overview
Home Prices in Port Richey, FL
The median home value in Port Richey, FL is $229,015 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Port Richey are priced44% below average. Port Richey is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Port Richey home values have risen by approximately30.5%, reflecting strong long-term appreciation in this market.
Price History
Port Richey Home Price Trend
City Comparison
Port Richey vs. National Median
At $229,015, homes in Port Richey cost 44% below the national median of $410,000. This makes Port Richey a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Port Richey?
20% Down Payment
$45,803
on $229,015
Monthly P&I
$1,194/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,516/mo
incl. taxes & insurance
Income Needed
$60,640
gross annual (30% rule)
10% Down Option
$22,902
+ PMI applies
Loan Amount (20% dn)
$183,212
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Port Richey, FL?
The median home value in Port Richey is $229,015 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Port Richey?
Over the past year, home values in Port Richey have decreased by 1.2%. Over five years, prices have risen approximately 30.5%.
How much do I need to earn to buy a home in Port Richey?
To comfortably afford the median home price of $229,015 with a 20% down payment ($45,803) at today's rates (6.8%), you'd need a gross annual income of approximately $60,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Port Richey compare to the national average home price?
The national median home value is approximately $410,000. At $229,015, homes in Port Richey are 44% below the national average.
What metro area is Port Richey part of?
Port Richey is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.