Market Overview
Home Prices in Saint Augustine Beach, FL
The median home value in Saint Augustine Beach, FL is $593,262 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and down 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Augustine Beach are priced45% above average. Saint Augustine Beach is part of the Jacksonville, FL metro area.
Over the past five years, Saint Augustine Beach home values have risen by approximately24.4%, reflecting strong long-term appreciation in this market.
Price History
Saint Augustine Beach Home Price Trend
City Comparison
Saint Augustine Beach vs. National Median
At $593,262, homes in Saint Augustine Beach cost 45% above the national median of $410,000. Buyers in Saint Augustine Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Saint Augustine Beach?
20% Down Payment
$118,652
on $593,262
Monthly P&I
$3,094/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,929/mo
incl. taxes & insurance
Income Needed
$157,160
gross annual (30% rule)
10% Down Option
$59,326
+ PMI applies
Loan Amount (20% dn)
$474,610
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Augustine Beach, FL?
The median home value in Saint Augustine Beach is $593,262 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Saint Augustine Beach?
Over the past year, home values in Saint Augustine Beach have decreased by 0.6%. Over five years, prices have risen approximately 24.4%.
How much do I need to earn to buy a home in Saint Augustine Beach?
To comfortably afford the median home price of $593,262 with a 20% down payment ($118,652) at today's rates (6.8%), you'd need a gross annual income of approximately $157,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Augustine Beach compare to the national average home price?
The national median home value is approximately $410,000. At $593,262, homes in Saint Augustine Beach are 45% above the national average.
What metro area is Saint Augustine Beach part of?
Saint Augustine Beach is part of the Jacksonville, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.