Market Overview
Home Prices in Saint Augustine, FL
The median home value in Saint Augustine, FL is $433,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.6% compared to a year ago and down 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Augustine are priced6% above average. Saint Augustine is part of the Jacksonville, FL metro area.
Over the past five years, Saint Augustine home values have risen by approximately23.7%, reflecting strong long-term appreciation in this market.
Price History
Saint Augustine Home Price Trend
City Comparison
Saint Augustine vs. National Median
At $433,289, homes in Saint Augustine cost 6% above the national median of $410,000. Buyers in Saint Augustine should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Saint Augustine?
20% Down Payment
$86,658
on $433,289
Monthly P&I
$2,260/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,870/mo
incl. taxes & insurance
Income Needed
$114,800
gross annual (30% rule)
10% Down Option
$43,329
+ PMI applies
Loan Amount (20% dn)
$346,631
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Augustine, FL?
The median home value in Saint Augustine is $433,289 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.6% year-over-year.
How much have home prices changed in Saint Augustine?
Over the past year, home values in Saint Augustine have decreased by 2.6%. Over five years, prices have risen approximately 23.7%.
How much do I need to earn to buy a home in Saint Augustine?
To comfortably afford the median home price of $433,289 with a 20% down payment ($86,658) at today's rates (6.8%), you'd need a gross annual income of approximately $114,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Augustine compare to the national average home price?
The national median home value is approximately $410,000. At $433,289, homes in Saint Augustine are 6% above the national average.
What metro area is Saint Augustine part of?
Saint Augustine is part of the Jacksonville, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.