Market Overview
Home Prices in Saint Pete Beach, FL
The median home value in Saint Pete Beach, FL is $608,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 7.1% compared to a year ago and down 11.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Pete Beach are priced48% above average. Saint Pete Beach is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Saint Pete Beach home values have risen by approximately6.2%, reflecting steady appreciation in this market.
Price History
Saint Pete Beach Home Price Trend
City Comparison
Saint Pete Beach vs. National Median
At $608,062, homes in Saint Pete Beach cost 48% above the national median of $410,000. Buyers in Saint Pete Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Saint Pete Beach?
20% Down Payment
$121,612
on $608,062
Monthly P&I
$3,171/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,027/mo
incl. taxes & insurance
Income Needed
$161,080
gross annual (30% rule)
10% Down Option
$60,806
+ PMI applies
Loan Amount (20% dn)
$486,450
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Pete Beach, FL?
The median home value in Saint Pete Beach is $608,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 7.1% year-over-year.
How much have home prices changed in Saint Pete Beach?
Over the past year, home values in Saint Pete Beach have decreased by 7.1%. Over five years, prices have risen approximately 6.2%.
How much do I need to earn to buy a home in Saint Pete Beach?
To comfortably afford the median home price of $608,062 with a 20% down payment ($121,612) at today's rates (6.8%), you'd need a gross annual income of approximately $161,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Pete Beach compare to the national average home price?
The national median home value is approximately $410,000. At $608,062, homes in Saint Pete Beach are 48% above the national average.
What metro area is Saint Pete Beach part of?
Saint Pete Beach is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.