Market Overview
Home Prices in Sebring, FL
The median home value in Sebring, FL is $241,327 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and down 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sebring are priced41% below average. Sebring is part of the Sebring-Avon Park, FL metro area.
Over the past five years, Sebring home values have risen by approximately34.5%, reflecting strong long-term appreciation in this market.
Price History
Sebring Home Price Trend
City Comparison
Sebring vs. National Median
At $241,327, homes in Sebring cost 41% below the national median of $410,000. This makes Sebring a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sebring?
20% Down Payment
$48,265
on $241,327
Monthly P&I
$1,259/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,599/mo
incl. taxes & insurance
Income Needed
$63,960
gross annual (30% rule)
10% Down Option
$24,133
+ PMI applies
Loan Amount (20% dn)
$193,062
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sebring, FL?
The median home value in Sebring is $241,327 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Sebring?
Over the past year, home values in Sebring have decreased by 2%. Over five years, prices have risen approximately 34.5%.
How much do I need to earn to buy a home in Sebring?
To comfortably afford the median home price of $241,327 with a 20% down payment ($48,265) at today's rates (6.8%), you'd need a gross annual income of approximately $63,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Sebring compare to the national average home price?
The national median home value is approximately $410,000. At $241,327, homes in Sebring are 41% below the national average.
What metro area is Sebring part of?
Sebring is part of the Sebring-Avon Park, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.