Market Overview
Home Prices in Sopchoppy, FL
The median home value in Sopchoppy, FL is $253,612 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and down 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sopchoppy are priced38% below average. Sopchoppy is part of the Tallahassee, FL metro area.
Over the past five years, Sopchoppy home values have risen by approximately26.4%, reflecting strong long-term appreciation in this market.
Price History
Sopchoppy Home Price Trend
City Comparison
Sopchoppy vs. National Median
At $253,612, homes in Sopchoppy cost 38% below the national median of $410,000. This makes Sopchoppy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sopchoppy?
20% Down Payment
$50,722
on $253,612
Monthly P&I
$1,323/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,680/mo
incl. taxes & insurance
Income Needed
$67,200
gross annual (30% rule)
10% Down Option
$25,361
+ PMI applies
Loan Amount (20% dn)
$202,890
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sopchoppy, FL?
The median home value in Sopchoppy is $253,612 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Sopchoppy?
Over the past year, home values in Sopchoppy have increased by 0.1%. Over five years, prices have risen approximately 26.4%.
How much do I need to earn to buy a home in Sopchoppy?
To comfortably afford the median home price of $253,612 with a 20% down payment ($50,722) at today's rates (6.8%), you'd need a gross annual income of approximately $67,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Sopchoppy compare to the national average home price?
The national median home value is approximately $410,000. At $253,612, homes in Sopchoppy are 38% below the national average.
What metro area is Sopchoppy part of?
Sopchoppy is part of the Tallahassee, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.