📍 Spring Hill, FL · Zillow ZHVI · July 2026

Average Home Price in
Spring Hill, FL

Tampa-St. Petersburg-Clearwater, FL metro area · Hernando County County

Median Home Value
$308,500
↓ 2.7% year-over-year
vs. National Median
$410,000
Spring Hill is 25% below
Est. Monthly Payment
$1,609/mo
20% down · 6.8% rate
Income Needed
$82K
gross annual (30% rule)
Median Home Value
$308,500
↓ 2.7% year-over-year

Down Payment (20%)$61,700
Monthly P&I$1,609/mo
With Taxes & Ins.~$2,043/mo
Income Needed$81,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Spring Hill, FL

The median home value in Spring Hill, FL is $308,500 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.7% compared to a year ago and down 3.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Spring Hill are priced25% below average. Spring Hill is part of the Tampa-St. Petersburg-Clearwater, FL metro area.

Over the past five years, Spring Hill home values have risen by approximately30.2%, reflecting strong long-term appreciation in this market.

City Comparison

Spring Hill vs. National Median

🏠 Spring Hill
$308,500
National Median
$410,000

At $308,500, homes in Spring Hill cost 25% below the national median of $410,000. This makes Spring Hill a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Spring Hill?

20% Down Payment
$61,700
on $308,500
Monthly P&I
$1,609/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,043/mo
incl. taxes & insurance
Income Needed
$81,720
gross annual (30% rule)
10% Down Option
$30,850
+ PMI applies
Loan Amount (20% dn)
$246,800
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Spring Hill, FL?
The median home value in Spring Hill is $308,500 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.7% year-over-year.
How much have home prices changed in Spring Hill?
Over the past year, home values in Spring Hill have decreased by 2.7%. Over five years, prices have risen approximately 30.2%.
How much do I need to earn to buy a home in Spring Hill?
To comfortably afford the median home price of $308,500 with a 20% down payment ($61,700) at today's rates (6.8%), you'd need a gross annual income of approximately $81,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Spring Hill compare to the national average home price?
The national median home value is approximately $410,000. At $308,500, homes in Spring Hill are 25% below the national average.
What metro area is Spring Hill part of?
Spring Hill is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.