Market Overview
Home Prices in Steinhatchee, FL
The median home value in Steinhatchee, FL is $280,231 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 8.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Steinhatchee are priced32% below average.
Over the past five years, Steinhatchee home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Steinhatchee Home Price Trend
2020
$176,309
$176K
—
2021
$218,201
$218K
+23.8%
2022
$296,231
$296K
+35.8%
2023
$309,885
$310K
+4.6%
2024
$309,518
$310K
-0.1%
2025
$284,208
$284K
-8.2%
2026
$280,231
$280K
-1.4%
City Comparison
Steinhatchee vs. National Median
🏠 Steinhatchee
$280,231
National Median
$410,000
At $280,231, homes in Steinhatchee cost 32% below the national median of $410,000. This makes Steinhatchee a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Steinhatchee?
20% Down Payment
$56,046
on $280,231
Monthly P&I
$1,462/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,857/mo
incl. taxes & insurance
Income Needed
$74,280
gross annual (30% rule)
10% Down Option
$28,023
+ PMI applies
Loan Amount (20% dn)
$224,185
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Steinhatchee, FL?
The median home value in Steinhatchee is $280,231 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Steinhatchee?
Over the past year, home values in Steinhatchee have decreased by 1.4%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Steinhatchee?
To comfortably afford the median home price of $280,231 with a 20% down payment ($56,046) at today's rates (6.8%), you'd need a gross annual income of approximately $74,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Steinhatchee compare to the national average home price?
The national median home value is approximately $410,000. At $280,231, homes in Steinhatchee are 32% below the national average.