Market Overview
Home Prices in Stuart, FL
The median home value in Stuart, FL is $375,428 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.4% compared to a year ago and down 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stuart are priced8% below average. Stuart is part of the Port St. Lucie, FL metro area.
Over the past five years, Stuart home values have risen by approximately23.3%, reflecting strong long-term appreciation in this market.
Price History
Stuart Home Price Trend
City Comparison
Stuart vs. National Median
At $375,428, homes in Stuart cost 8% below the national median of $410,000. This makes Stuart a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stuart?
20% Down Payment
$75,086
on $375,428
Monthly P&I
$1,958/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,487/mo
incl. taxes & insurance
Income Needed
$99,480
gross annual (30% rule)
10% Down Option
$37,543
+ PMI applies
Loan Amount (20% dn)
$300,342
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stuart, FL?
The median home value in Stuart is $375,428 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.4% year-over-year.
How much have home prices changed in Stuart?
Over the past year, home values in Stuart have decreased by 3.4%. Over five years, prices have risen approximately 23.3%.
How much do I need to earn to buy a home in Stuart?
To comfortably afford the median home price of $375,428 with a 20% down payment ($75,086) at today's rates (6.8%), you'd need a gross annual income of approximately $99,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Stuart compare to the national average home price?
The national median home value is approximately $410,000. At $375,428, homes in Stuart are 8% below the national average.
What metro area is Stuart part of?
Stuart is part of the Port St. Lucie, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.