Market Overview
Home Prices in Tarpon Springs, FL
The median home value in Tarpon Springs, FL is $391,502 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.6% compared to a year ago and down 7.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tarpon Springs are priced5% below average. Tarpon Springs is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Tarpon Springs home values have risen by approximately16.3%, reflecting steady appreciation in this market.
Price History
Tarpon Springs Home Price Trend
City Comparison
Tarpon Springs vs. National Median
At $391,502, homes in Tarpon Springs cost 5% below the national median of $410,000. This makes Tarpon Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Tarpon Springs?
20% Down Payment
$78,300
on $391,502
Monthly P&I
$2,042/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,593/mo
incl. taxes & insurance
Income Needed
$103,720
gross annual (30% rule)
10% Down Option
$39,150
+ PMI applies
Loan Amount (20% dn)
$313,202
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tarpon Springs, FL?
The median home value in Tarpon Springs is $391,502 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.6% year-over-year.
How much have home prices changed in Tarpon Springs?
Over the past year, home values in Tarpon Springs have decreased by 3.6%. Over five years, prices have risen approximately 16.3%.
How much do I need to earn to buy a home in Tarpon Springs?
To comfortably afford the median home price of $391,502 with a 20% down payment ($78,300) at today's rates (6.8%), you'd need a gross annual income of approximately $103,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Tarpon Springs compare to the national average home price?
The national median home value is approximately $410,000. At $391,502, homes in Tarpon Springs are 5% below the national average.
What metro area is Tarpon Springs part of?
Tarpon Springs is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.