📍 Tavernier, FL · Zillow ZHVI · July 2026

Average Home Price in
Tavernier, FL

Key West, FL metro area · Monroe County County

Median Home Value
$748,718
↑ 0.7% year-over-year
vs. National Median
$410,000
Tavernier is 83% above
Est. Monthly Payment
$3,905/mo
20% down · 6.8% rate
Income Needed
$198K
gross annual (30% rule)
Median Home Value
$748,718
↑ 0.7% year-over-year

Down Payment (20%)$149,744
Monthly P&I$3,905/mo
With Taxes & Ins.~$4,959/mo
Income Needed$198,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Tavernier, FL

The median home value in Tavernier, FL is $748,718 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and down 4.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Tavernier are priced83% above average. Tavernier is part of the Key West, FL metro area.

Over the past five years, Tavernier home values have risen by approximately24.0%, reflecting strong long-term appreciation in this market.

City Comparison

Tavernier vs. National Median

🏠 Tavernier
$748,718
National Median
$410,000

At $748,718, homes in Tavernier cost 83% above the national median of $410,000. Buyers in Tavernier should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Tavernier?

20% Down Payment
$149,744
on $748,718
Monthly P&I
$3,905/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,959/mo
incl. taxes & insurance
Income Needed
$198,360
gross annual (30% rule)
10% Down Option
$74,872
+ PMI applies
Loan Amount (20% dn)
$598,974
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Tavernier, FL?
The median home value in Tavernier is $748,718 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Tavernier?
Over the past year, home values in Tavernier have increased by 0.7%. Over five years, prices have risen approximately 24.0%.
How much do I need to earn to buy a home in Tavernier?
To comfortably afford the median home price of $748,718 with a 20% down payment ($149,744) at today's rates (6.8%), you'd need a gross annual income of approximately $198,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Tavernier compare to the national average home price?
The national median home value is approximately $410,000. At $748,718, homes in Tavernier are 83% above the national average.
What metro area is Tavernier part of?
Tavernier is part of the Key West, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.