Market Overview
Home Prices in The Villages, FL
The median home value in The Villages, FL is $392,945 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in The Villages are priced4% below average. The Villages is part of the The Villages, FL metro area.
Over the past five years, The Villages home values have risen by approximately23.0%, reflecting strong long-term appreciation in this market.
Price History
The Villages Home Price Trend
City Comparison
The Villages vs. National Median
At $392,945, homes in The Villages cost 4% below the national median of $410,000. This makes The Villages a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in The Villages?
20% Down Payment
$78,589
on $392,945
Monthly P&I
$2,049/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,602/mo
incl. taxes & insurance
Income Needed
$104,080
gross annual (30% rule)
10% Down Option
$39,295
+ PMI applies
Loan Amount (20% dn)
$314,356
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in The Villages, FL?
The median home value in The Villages is $392,945 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in The Villages?
Over the past year, home values in The Villages have decreased by 1.8%. Over five years, prices have risen approximately 23.0%.
How much do I need to earn to buy a home in The Villages?
To comfortably afford the median home price of $392,945 with a 20% down payment ($78,589) at today's rates (6.8%), you'd need a gross annual income of approximately $104,080. This assumes keeping total housing costs at or below 30% of gross income.
How does The Villages compare to the national average home price?
The national median home value is approximately $410,000. At $392,945, homes in The Villages are 4% below the national average.
What metro area is The Villages part of?
The Villages is part of the The Villages, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.