Market Overview
Home Prices in Treasure Island, FL
The median home value in Treasure Island, FL is $523,869 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6% compared to a year ago and down 13.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Treasure Island are priced28% above average. Treasure Island is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Treasure Island home values have risen by approximately4.4%, reflecting modest growth in this market.
Price History
Treasure Island Home Price Trend
City Comparison
Treasure Island vs. National Median
At $523,869, homes in Treasure Island cost 28% above the national median of $410,000. Buyers in Treasure Island should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Treasure Island?
20% Down Payment
$104,774
on $523,869
Monthly P&I
$2,732/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,470/mo
incl. taxes & insurance
Income Needed
$138,800
gross annual (30% rule)
10% Down Option
$52,387
+ PMI applies
Loan Amount (20% dn)
$419,095
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Treasure Island, FL?
The median home value in Treasure Island is $523,869 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6% year-over-year.
How much have home prices changed in Treasure Island?
Over the past year, home values in Treasure Island have decreased by 6%. Over five years, prices have risen approximately 4.4%.
How much do I need to earn to buy a home in Treasure Island?
To comfortably afford the median home price of $523,869 with a 20% down payment ($104,774) at today's rates (6.8%), you'd need a gross annual income of approximately $138,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Treasure Island compare to the national average home price?
The national median home value is approximately $410,000. At $523,869, homes in Treasure Island are 28% above the national average.
What metro area is Treasure Island part of?
Treasure Island is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.