Market Overview
Home Prices in Valrico, FL
The median home value in Valrico, FL is $419,685 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3% compared to a year ago and down 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Valrico are priced2% above average. Valrico is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Valrico home values have risen by approximately25.1%, reflecting strong long-term appreciation in this market.
Price History
Valrico Home Price Trend
City Comparison
Valrico vs. National Median
At $419,685, homes in Valrico cost 2% above the national median of $410,000. Buyers in Valrico should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Valrico?
20% Down Payment
$83,937
on $419,685
Monthly P&I
$2,189/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,780/mo
incl. taxes & insurance
Income Needed
$111,200
gross annual (30% rule)
10% Down Option
$41,969
+ PMI applies
Loan Amount (20% dn)
$335,748
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Valrico, FL?
The median home value in Valrico is $419,685 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3% year-over-year.
How much have home prices changed in Valrico?
Over the past year, home values in Valrico have decreased by 3%. Over five years, prices have risen approximately 25.1%.
How much do I need to earn to buy a home in Valrico?
To comfortably afford the median home price of $419,685 with a 20% down payment ($83,937) at today's rates (6.8%), you'd need a gross annual income of approximately $111,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Valrico compare to the national average home price?
The national median home value is approximately $410,000. At $419,685, homes in Valrico are 2% above the national average.
What metro area is Valrico part of?
Valrico is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.