Market Overview
Home Prices in Vero Beach, FL
The median home value in Vero Beach, FL is $363,563 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.4% compared to a year ago and down 5.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Vero Beach are priced11% below average. Vero Beach is part of the Sebastian-Vero Beach, FL metro area.
Over the past five years, Vero Beach home values have risen by approximately24.9%, reflecting strong long-term appreciation in this market.
Price History
Vero Beach Home Price Trend
City Comparison
Vero Beach vs. National Median
At $363,563, homes in Vero Beach cost 11% below the national median of $410,000. This makes Vero Beach a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Vero Beach?
20% Down Payment
$72,713
on $363,563
Monthly P&I
$1,896/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,408/mo
incl. taxes & insurance
Income Needed
$96,320
gross annual (30% rule)
10% Down Option
$36,356
+ PMI applies
Loan Amount (20% dn)
$290,850
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Vero Beach, FL?
The median home value in Vero Beach is $363,563 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.4% year-over-year.
How much have home prices changed in Vero Beach?
Over the past year, home values in Vero Beach have decreased by 3.4%. Over five years, prices have risen approximately 24.9%.
How much do I need to earn to buy a home in Vero Beach?
To comfortably afford the median home price of $363,563 with a 20% down payment ($72,713) at today's rates (6.8%), you'd need a gross annual income of approximately $96,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Vero Beach compare to the national average home price?
The national median home value is approximately $410,000. At $363,563, homes in Vero Beach are 11% below the national average.
What metro area is Vero Beach part of?
Vero Beach is part of the Sebastian-Vero Beach, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.