📍 Virginia Gardens, FL · Zillow ZHVI · July 2026

Average Home Price in
Virginia Gardens, FL

Miami-Fort Lauderdale-Pompano Beach, FL metro area · Miami-Dade County County

Median Home Value
$609,827
↓ 0.1% year-over-year
vs. National Median
$410,000
Virginia Gardens is 49% above
Est. Monthly Payment
$3,180/mo
20% down · 6.8% rate
Income Needed
$162K
gross annual (30% rule)
Median Home Value
$609,827
↓ 0.1% year-over-year

Down Payment (20%)$121,965
Monthly P&I$3,180/mo
With Taxes & Ins.~$4,039/mo
Income Needed$161,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Virginia Gardens, FL

The median home value in Virginia Gardens, FL is $609,827 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and down 0.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Virginia Gardens are priced49% above average. Virginia Gardens is part of the Miami-Fort Lauderdale-Pompano Beach, FL metro area.

Over the past five years, Virginia Gardens home values have risen by approximately40.9%, reflecting strong long-term appreciation in this market.

City Comparison

Virginia Gardens vs. National Median

🏠 Virginia Gardens
$609,827
National Median
$410,000

At $609,827, homes in Virginia Gardens cost 49% above the national median of $410,000. Buyers in Virginia Gardens should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Virginia Gardens?

20% Down Payment
$121,965
on $609,827
Monthly P&I
$3,180/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,039/mo
incl. taxes & insurance
Income Needed
$161,560
gross annual (30% rule)
10% Down Option
$60,983
+ PMI applies
Loan Amount (20% dn)
$487,862
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Virginia Gardens, FL?
The median home value in Virginia Gardens is $609,827 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Virginia Gardens?
Over the past year, home values in Virginia Gardens have decreased by 0.1%. Over five years, prices have risen approximately 40.9%.
How much do I need to earn to buy a home in Virginia Gardens?
To comfortably afford the median home price of $609,827 with a 20% down payment ($121,965) at today's rates (6.8%), you'd need a gross annual income of approximately $161,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Virginia Gardens compare to the national average home price?
The national median home value is approximately $410,000. At $609,827, homes in Virginia Gardens are 49% above the national average.
What metro area is Virginia Gardens part of?
Virginia Gardens is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.