Market Overview
Home Prices in Wellborn, FL
The median home value in Wellborn, FL is $319,238 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wellborn are priced22% below average. Wellborn is part of the Lake City, FL metro area.
Over the past five years, Wellborn home values have risen by approximately28.3%, reflecting strong long-term appreciation in this market.
Price History
Wellborn Home Price Trend
City Comparison
Wellborn vs. National Median
At $319,238, homes in Wellborn cost 22% below the national median of $410,000. This makes Wellborn a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wellborn?
20% Down Payment
$63,848
on $319,238
Monthly P&I
$1,665/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,115/mo
incl. taxes & insurance
Income Needed
$84,600
gross annual (30% rule)
10% Down Option
$31,924
+ PMI applies
Loan Amount (20% dn)
$255,390
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wellborn, FL?
The median home value in Wellborn is $319,238 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Wellborn?
Over the past year, home values in Wellborn have increased by 1.1%. Over five years, prices have risen approximately 28.3%.
How much do I need to earn to buy a home in Wellborn?
To comfortably afford the median home price of $319,238 with a 20% down payment ($63,848) at today's rates (6.8%), you'd need a gross annual income of approximately $84,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Wellborn compare to the national average home price?
The national median home value is approximately $410,000. At $319,238, homes in Wellborn are 22% below the national average.
What metro area is Wellborn part of?
Wellborn is part of the Lake City, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.