Market Overview
Home Prices in Westville, FL
The median home value in Westville, FL is $205,596 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Westville are priced50% below average. Westville is part of the Crestview-Fort Walton Beach-Destin, FL metro area.
Over the past five years, Westville home values have risen by approximately10.0%, reflecting steady appreciation in this market.
Price History
Westville Home Price Trend
City Comparison
Westville vs. National Median
At $205,596, homes in Westville cost 50% below the national median of $410,000. This makes Westville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Westville?
20% Down Payment
$41,119
on $205,596
Monthly P&I
$1,072/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,361/mo
incl. taxes & insurance
Income Needed
$54,440
gross annual (30% rule)
10% Down Option
$20,560
+ PMI applies
Loan Amount (20% dn)
$164,477
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Westville, FL?
The median home value in Westville is $205,596 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Westville?
Over the past year, home values in Westville have increased by 1.1%. Over five years, prices have risen approximately 10.0%.
How much do I need to earn to buy a home in Westville?
To comfortably afford the median home price of $205,596 with a 20% down payment ($41,119) at today's rates (6.8%), you'd need a gross annual income of approximately $54,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Westville compare to the national average home price?
The national median home value is approximately $410,000. At $205,596, homes in Westville are 50% below the national average.
What metro area is Westville part of?
Westville is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.