Market Overview
Home Prices in Wildwood, FL
The median home value in Wildwood, FL is $299,935 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.3% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wildwood are priced27% below average. Wildwood is part of the The Villages, FL metro area.
Over the past five years, Wildwood home values have risen by approximately30.5%, reflecting strong long-term appreciation in this market.
Price History
Wildwood Home Price Trend
City Comparison
Wildwood vs. National Median
At $299,935, homes in Wildwood cost 27% below the national median of $410,000. This makes Wildwood a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wildwood?
20% Down Payment
$59,987
on $299,935
Monthly P&I
$1,564/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,986/mo
incl. taxes & insurance
Income Needed
$79,440
gross annual (30% rule)
10% Down Option
$29,994
+ PMI applies
Loan Amount (20% dn)
$239,948
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wildwood, FL?
The median home value in Wildwood is $299,935 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.3% year-over-year.
How much have home prices changed in Wildwood?
Over the past year, home values in Wildwood have decreased by 1.3%. Over five years, prices have risen approximately 30.5%.
How much do I need to earn to buy a home in Wildwood?
To comfortably afford the median home price of $299,935 with a 20% down payment ($59,987) at today's rates (6.8%), you'd need a gross annual income of approximately $79,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Wildwood compare to the national average home price?
The national median home value is approximately $410,000. At $299,935, homes in Wildwood are 27% below the national average.
What metro area is Wildwood part of?
Wildwood is part of the The Villages, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.