📍 Winter Springs, FL · Zillow ZHVI · July 2026

Average Home Price in
Winter Springs, FL

Orlando-Kissimmee-Sanford, FL metro area · Seminole County County

Median Home Value
$427,735
↓ 2% year-over-year
vs. National Median
$410,000
Winter Springs is 4% above
Est. Monthly Payment
$2,231/mo
20% down · 6.8% rate
Income Needed
$113K
gross annual (30% rule)
Median Home Value
$427,735
↓ 2% year-over-year

Down Payment (20%)$85,547
Monthly P&I$2,231/mo
With Taxes & Ins.~$2,833/mo
Income Needed$113,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Winter Springs, FL

The median home value in Winter Springs, FL is $427,735 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and down 2.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Winter Springs are priced4% above average. Winter Springs is part of the Orlando-Kissimmee-Sanford, FL metro area.

Over the past five years, Winter Springs home values have risen by approximately26.0%, reflecting strong long-term appreciation in this market.

City Comparison

Winter Springs vs. National Median

🏠 Winter Springs
$427,735
National Median
$410,000

At $427,735, homes in Winter Springs cost 4% above the national median of $410,000. Buyers in Winter Springs should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Winter Springs?

20% Down Payment
$85,547
on $427,735
Monthly P&I
$2,231/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,833/mo
incl. taxes & insurance
Income Needed
$113,320
gross annual (30% rule)
10% Down Option
$42,774
+ PMI applies
Loan Amount (20% dn)
$342,188
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Winter Springs, FL?
The median home value in Winter Springs is $427,735 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Winter Springs?
Over the past year, home values in Winter Springs have decreased by 2%. Over five years, prices have risen approximately 26.0%.
How much do I need to earn to buy a home in Winter Springs?
To comfortably afford the median home price of $427,735 with a 20% down payment ($85,547) at today's rates (6.8%), you'd need a gross annual income of approximately $113,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Winter Springs compare to the national average home price?
The national median home value is approximately $410,000. At $427,735, homes in Winter Springs are 4% above the national average.
What metro area is Winter Springs part of?
Winter Springs is part of the Orlando-Kissimmee-Sanford, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.