Market Overview
Home Prices in Zolfo Springs, FL
The median home value in Zolfo Springs, FL is $290,832 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Zolfo Springs are priced29% below average. Zolfo Springs is part of the Wauchula, FL metro area.
Over the past five years, Zolfo Springs home values have risen by approximately44.1%, reflecting strong long-term appreciation in this market.
Price History
Zolfo Springs Home Price Trend
City Comparison
Zolfo Springs vs. National Median
At $290,832, homes in Zolfo Springs cost 29% below the national median of $410,000. This makes Zolfo Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Zolfo Springs?
20% Down Payment
$58,166
on $290,832
Monthly P&I
$1,517/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,927/mo
incl. taxes & insurance
Income Needed
$77,080
gross annual (30% rule)
10% Down Option
$29,083
+ PMI applies
Loan Amount (20% dn)
$232,666
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Zolfo Springs, FL?
The median home value in Zolfo Springs is $290,832 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Zolfo Springs?
Over the past year, home values in Zolfo Springs have increased by 4.3%. Over five years, prices have risen approximately 44.1%.
How much do I need to earn to buy a home in Zolfo Springs?
To comfortably afford the median home price of $290,832 with a 20% down payment ($58,166) at today's rates (6.8%), you'd need a gross annual income of approximately $77,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Zolfo Springs compare to the national average home price?
The national median home value is approximately $410,000. At $290,832, homes in Zolfo Springs are 29% below the national average.
What metro area is Zolfo Springs part of?
Zolfo Springs is part of the Wauchula, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.