Market Overview
Home Prices in Kaneohe, HI
The median home value in Kaneohe, HI is $1,094,741 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kaneohe are priced167% above average. Kaneohe is part of the Urban Honolulu, HI metro area.
Over the past five years, Kaneohe home values have risen by approximately15.2%, reflecting steady appreciation in this market.
Price History
Kaneohe Home Price Trend
City Comparison
Kaneohe vs. National Median
At $1,094,741, homes in Kaneohe cost 167% above the national median of $410,000. Buyers in Kaneohe should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kaneohe?
20% Down Payment
$218,948
on $1,094,741
Monthly P&I
$5,710/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,252/mo
incl. taxes & insurance
Income Needed
$290,080
gross annual (30% rule)
10% Down Option
$109,474
+ PMI applies
Loan Amount (20% dn)
$875,793
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kaneohe, HI?
The median home value in Kaneohe is $1,094,741 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Kaneohe?
Over the past year, home values in Kaneohe have increased by 1.6%. Over five years, prices have risen approximately 15.2%.
How much do I need to earn to buy a home in Kaneohe?
To comfortably afford the median home price of $1,094,741 with a 20% down payment ($218,948) at today's rates (6.8%), you'd need a gross annual income of approximately $290,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Kaneohe compare to the national average home price?
The national median home value is approximately $410,000. At $1,094,741, homes in Kaneohe are 167% above the national average.
What metro area is Kaneohe part of?
Kaneohe is part of the Urban Honolulu, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.