Market Overview
Home Prices in Kapolei, HI
The median home value in Kapolei, HI is $849,650 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kapolei are priced107% above average. Kapolei is part of the Urban Honolulu, HI metro area.
Over the past five years, Kapolei home values have risen by approximately15.4%, reflecting steady appreciation in this market.
Price History
Kapolei Home Price Trend
City Comparison
Kapolei vs. National Median
At $849,650, homes in Kapolei cost 107% above the national median of $410,000. Buyers in Kapolei should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kapolei?
20% Down Payment
$169,930
on $849,650
Monthly P&I
$4,431/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,627/mo
incl. taxes & insurance
Income Needed
$225,080
gross annual (30% rule)
10% Down Option
$84,965
+ PMI applies
Loan Amount (20% dn)
$679,720
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kapolei, HI?
The median home value in Kapolei is $849,650 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Kapolei?
Over the past year, home values in Kapolei have increased by 0.8%. Over five years, prices have risen approximately 15.4%.
How much do I need to earn to buy a home in Kapolei?
To comfortably afford the median home price of $849,650 with a 20% down payment ($169,930) at today's rates (6.8%), you'd need a gross annual income of approximately $225,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Kapolei compare to the national average home price?
The national median home value is approximately $410,000. At $849,650, homes in Kapolei are 107% above the national average.
What metro area is Kapolei part of?
Kapolei is part of the Urban Honolulu, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.