Market Overview
Home Prices in Waipahu, HI
The median home value in Waipahu, HI is $876,165 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waipahu are priced114% above average. Waipahu is part of the Urban Honolulu, HI metro area.
Over the past five years, Waipahu home values have risen by approximately16.0%, reflecting steady appreciation in this market.
Price History
Waipahu Home Price Trend
City Comparison
Waipahu vs. National Median
At $876,165, homes in Waipahu cost 114% above the national median of $410,000. Buyers in Waipahu should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Waipahu?
20% Down Payment
$175,233
on $876,165
Monthly P&I
$4,570/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,804/mo
incl. taxes & insurance
Income Needed
$232,160
gross annual (30% rule)
10% Down Option
$87,617
+ PMI applies
Loan Amount (20% dn)
$700,932
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waipahu, HI?
The median home value in Waipahu is $876,165 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Waipahu?
Over the past year, home values in Waipahu have increased by 1.7%. Over five years, prices have risen approximately 16.0%.
How much do I need to earn to buy a home in Waipahu?
To comfortably afford the median home price of $876,165 with a 20% down payment ($175,233) at today's rates (6.8%), you'd need a gross annual income of approximately $232,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Waipahu compare to the national average home price?
The national median home value is approximately $410,000. At $876,165, homes in Waipahu are 114% above the national average.
What metro area is Waipahu part of?
Waipahu is part of the Urban Honolulu, HI metropolitan area. Home prices and market conditions can vary across the broader metro region.