Market Overview
Home Prices in Des Moines, IA
The median home value in Des Moines, IA is $213,036 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Des Moines are priced48% below average. Des Moines is part of the Des Moines-West Des Moines, IA metro area.
Over the past five years, Des Moines home values have risen by approximately22.1%, reflecting strong long-term appreciation in this market.
Price History
Des Moines Home Price Trend
City Comparison
Des Moines vs. National Median
At $213,036, homes in Des Moines cost 48% below the national median of $410,000. This makes Des Moines a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Des Moines?
20% Down Payment
$42,607
on $213,036
Monthly P&I
$1,111/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,411/mo
incl. taxes & insurance
Income Needed
$56,440
gross annual (30% rule)
10% Down Option
$21,304
+ PMI applies
Loan Amount (20% dn)
$170,429
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Des Moines, IA?
The median home value in Des Moines is $213,036 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Des Moines?
Over the past year, home values in Des Moines have increased by 0.1%. Over five years, prices have risen approximately 22.1%.
How much do I need to earn to buy a home in Des Moines?
To comfortably afford the median home price of $213,036 with a 20% down payment ($42,607) at today's rates (6.8%), you'd need a gross annual income of approximately $56,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Des Moines compare to the national average home price?
The national median home value is approximately $410,000. At $213,036, homes in Des Moines are 48% below the national average.
What metro area is Des Moines part of?
Des Moines is part of the Des Moines-West Des Moines, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.