Market Overview
Home Prices in Sioux City, IA
The median home value in Sioux City, IA is $202,782 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sioux City are priced51% below average. Sioux City is part of the Sioux City, IA-NE-SD metro area.
Over the past five years, Sioux City home values have risen by approximately27.4%, reflecting strong long-term appreciation in this market.
Price History
Sioux City Home Price Trend
City Comparison
Sioux City vs. National Median
At $202,782, homes in Sioux City cost 51% below the national median of $410,000. This makes Sioux City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sioux City?
20% Down Payment
$40,556
on $202,782
Monthly P&I
$1,058/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,344/mo
incl. taxes & insurance
Income Needed
$53,760
gross annual (30% rule)
10% Down Option
$20,278
+ PMI applies
Loan Amount (20% dn)
$162,226
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sioux City, IA?
The median home value in Sioux City is $202,782 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Sioux City?
Over the past year, home values in Sioux City have increased by 2.9%. Over five years, prices have risen approximately 27.4%.
How much do I need to earn to buy a home in Sioux City?
To comfortably afford the median home price of $202,782 with a 20% down payment ($40,556) at today's rates (6.8%), you'd need a gross annual income of approximately $53,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Sioux City compare to the national average home price?
The national median home value is approximately $410,000. At $202,782, homes in Sioux City are 51% below the national average.
What metro area is Sioux City part of?
Sioux City is part of the Sioux City, IA-NE-SD metropolitan area. Home prices and market conditions can vary across the broader metro region.