Market Overview
Home Prices in Dubuque, IA
The median home value in Dubuque, IA is $253,886 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and up 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dubuque are priced38% below average. Dubuque is part of the Dubuque, IA metro area.
Over the past five years, Dubuque home values have risen by approximately32.1%, reflecting strong long-term appreciation in this market.
Price History
Dubuque Home Price Trend
City Comparison
Dubuque vs. National Median
At $253,886, homes in Dubuque cost 38% below the national median of $410,000. This makes Dubuque a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dubuque?
20% Down Payment
$50,777
on $253,886
Monthly P&I
$1,324/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,681/mo
incl. taxes & insurance
Income Needed
$67,240
gross annual (30% rule)
10% Down Option
$25,389
+ PMI applies
Loan Amount (20% dn)
$203,109
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dubuque, IA?
The median home value in Dubuque is $253,886 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Dubuque?
Over the past year, home values in Dubuque have increased by 5.5%. Over five years, prices have risen approximately 32.1%.
How much do I need to earn to buy a home in Dubuque?
To comfortably afford the median home price of $253,886 with a 20% down payment ($50,777) at today's rates (6.8%), you'd need a gross annual income of approximately $67,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Dubuque compare to the national average home price?
The national median home value is approximately $410,000. At $253,886, homes in Dubuque are 38% below the national average.
What metro area is Dubuque part of?
Dubuque is part of the Dubuque, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.