Market Overview
Home Prices in Boise, ID
The median home value in Boise, ID is $508,258 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Boise are priced24% above average. Boise is part of the Boise City, ID metro area.
Over the past five years, Boise home values have risen by approximately3.2%, reflecting modest growth in this market.
Price History
Boise Home Price Trend
2020
$350,728
$351K
—
2021
$492,370
$492K
+40.4%
2022
$543,723
$544K
+10.4%
2023
$477,015
$477K
-12.3%
2024
$499,741
$500K
+4.8%
2025
$503,781
$504K
+0.8%
2026
$508,258
$508K
+0.9%
City Comparison
Boise vs. National Median
🏠 Boise
$508,258
National Median
$410,000
At $508,258, homes in Boise cost 24% above the national median of $410,000. Buyers in Boise should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Boise?
20% Down Payment
$101,652
on $508,258
Monthly P&I
$2,651/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,367/mo
incl. taxes & insurance
Income Needed
$134,680
gross annual (30% rule)
10% Down Option
$50,826
+ PMI applies
Loan Amount (20% dn)
$406,606
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Boise, ID?
The median home value in Boise is $508,258 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Boise?
Over the past year, home values in Boise have increased by 0.9%. Over five years, prices have risen approximately 3.2%.
How much do I need to earn to buy a home in Boise?
To comfortably afford the median home price of $508,258 with a 20% down payment ($101,652) at today's rates (6.8%), you'd need a gross annual income of approximately $134,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Boise compare to the national average home price?
The national median home value is approximately $410,000. At $508,258, homes in Boise are 24% above the national average.
What metro area is Boise part of?
Boise is part of the Boise City, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.