Market Overview
Home Prices in Nampa, ID
The median home value in Nampa, ID is $418,847 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Nampa are priced2% above average. Nampa is part of the Boise City, ID metro area.
Over the past five years, Nampa home values have risen by approximately3.1%, reflecting modest growth in this market.
Price History
Nampa Home Price Trend
2020
$286,047
$286K
—
2021
$406,075
$406K
+42.0%
2022
$465,822
$466K
+14.7%
2023
$404,363
$404K
-13.2%
2024
$417,534
$418K
+3.3%
2025
$416,144
$416K
-0.3%
2026
$418,847
$419K
+0.6%
City Comparison
Nampa vs. National Median
🏠 Nampa
$418,847
National Median
$410,000
At $418,847, homes in Nampa cost 2% above the national median of $410,000. Buyers in Nampa should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Nampa?
20% Down Payment
$83,769
on $418,847
Monthly P&I
$2,184/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,774/mo
incl. taxes & insurance
Income Needed
$110,960
gross annual (30% rule)
10% Down Option
$41,885
+ PMI applies
Loan Amount (20% dn)
$335,078
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Nampa, ID?
The median home value in Nampa is $418,847 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Nampa?
Over the past year, home values in Nampa have increased by 0.6%. Over five years, prices have risen approximately 3.1%.
How much do I need to earn to buy a home in Nampa?
To comfortably afford the median home price of $418,847 with a 20% down payment ($83,769) at today's rates (6.8%), you'd need a gross annual income of approximately $110,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Nampa compare to the national average home price?
The national median home value is approximately $410,000. At $418,847, homes in Nampa are 2% above the national average.
What metro area is Nampa part of?
Nampa is part of the Boise City, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.