Market Overview
Home Prices in Coeur d'Alene, ID
The median home value in Coeur d'Alene, ID is $611,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Coeur d'Alene are priced49% above average. Coeur d'Alene is part of the Coeur d'Alene, ID metro area.
Over the past five years, Coeur d'Alene home values have risen by approximately17.2%, reflecting steady appreciation in this market.
Price History
Coeur d'Alene Home Price Trend
City Comparison
Coeur d'Alene vs. National Median
At $611,418, homes in Coeur d'Alene cost 49% above the national median of $410,000. Buyers in Coeur d'Alene should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Coeur d'Alene?
20% Down Payment
$122,284
on $611,418
Monthly P&I
$3,189/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,050/mo
incl. taxes & insurance
Income Needed
$162,000
gross annual (30% rule)
10% Down Option
$61,142
+ PMI applies
Loan Amount (20% dn)
$489,134
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Coeur d'Alene, ID?
The median home value in Coeur d'Alene is $611,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Coeur d'Alene?
Over the past year, home values in Coeur d'Alene have increased by 2.9%. Over five years, prices have risen approximately 17.2%.
How much do I need to earn to buy a home in Coeur d'Alene?
To comfortably afford the median home price of $611,418 with a 20% down payment ($122,284) at today's rates (6.8%), you'd need a gross annual income of approximately $162,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Coeur d'Alene compare to the national average home price?
The national median home value is approximately $410,000. At $611,418, homes in Coeur d'Alene are 49% above the national average.
What metro area is Coeur d'Alene part of?
Coeur d'Alene is part of the Coeur d'Alene, ID metropolitan area. Home prices and market conditions can vary across the broader metro region.