Market Overview
Home Prices in Allensville, KY
The median home value in Allensville, KY is $248,217 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and up 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Allensville are priced39% below average.
Over the past five years, Allensville home values have risen by approximately37.9%, reflecting strong long-term appreciation in this market.
Price History
Allensville Home Price Trend
2020
$155,976
$156K
—
2021
$179,960
$180K
+15.4%
2022
$220,183
$220K
+22.4%
2023
$221,588
$222K
+0.6%
2024
$235,607
$236K
+6.3%
2025
$254,088
$254K
+7.8%
2026
$248,217
$248K
-2.3%
City Comparison
Allensville vs. National Median
🏠 Allensville
$248,217
National Median
$410,000
At $248,217, homes in Allensville cost 39% below the national median of $410,000. This makes Allensville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Allensville?
20% Down Payment
$49,643
on $248,217
Monthly P&I
$1,295/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,645/mo
incl. taxes & insurance
Income Needed
$65,800
gross annual (30% rule)
10% Down Option
$24,822
+ PMI applies
Loan Amount (20% dn)
$198,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Allensville, KY?
The median home value in Allensville is $248,217 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Allensville?
Over the past year, home values in Allensville have decreased by 2.3%. Over five years, prices have risen approximately 37.9%.
How much do I need to earn to buy a home in Allensville?
To comfortably afford the median home price of $248,217 with a 20% down payment ($49,643) at today's rates (6.8%), you'd need a gross annual income of approximately $65,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Allensville compare to the national average home price?
The national median home value is approximately $410,000. At $248,217, homes in Allensville are 39% below the national average.