Market Overview
Home Prices in Ary, KY
The median home value in Ary, KY is $99,740 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 19% compared to a year ago and up 8.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ary are priced76% below average.
Price History
Ary Home Price Trend
2023
$112,529
$113K
—
2024
$113,529
$114K
+0.9%
2025
$123,184
$123K
+8.5%
2026
$99,740
$100K
-19.0%
City Comparison
Ary vs. National Median
🏠 Ary
$99,740
National Median
$410,000
At $99,740, homes in Ary cost 76% below the national median of $410,000. This makes Ary a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ary?
20% Down Payment
$19,948
on $99,740
Monthly P&I
$520/mo
30-yr @ 6.8%
Total Monthly Est.
~$660/mo
incl. taxes & insurance
Income Needed
$26,400
gross annual (30% rule)
10% Down Option
$9,974
+ PMI applies
Loan Amount (20% dn)
$79,792
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ary, KY?
The median home value in Ary is $99,740 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 19% year-over-year.
How much have home prices changed in Ary?
Over the past year, home values in Ary have decreased by 19%.
How much do I need to earn to buy a home in Ary?
To comfortably afford the median home price of $99,740 with a 20% down payment ($19,948) at today's rates (6.8%), you'd need a gross annual income of approximately $26,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Ary compare to the national average home price?
The national median home value is approximately $410,000. At $99,740, homes in Ary are 76% below the national average.