Market Overview
Home Prices in Ashcamp, KY
The median home value in Ashcamp, KY is $109,633 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ashcamp are priced73% below average.
Over the past five years, Ashcamp home values have risen by approximately31.9%, reflecting strong long-term appreciation in this market.
Price History
Ashcamp Home Price Trend
2020
$70,074
$70K
—
2021
$83,102
$83K
+18.6%
2022
$95,144
$95K
+14.5%
2023
$97,866
$98K
+2.9%
2024
$107,365
$107K
+9.7%
2025
$107,527
$108K
+0.2%
2026
$109,633
$110K
+2.0%
City Comparison
Ashcamp vs. National Median
🏠 Ashcamp
$109,633
National Median
$410,000
At $109,633, homes in Ashcamp cost 73% below the national median of $410,000. This makes Ashcamp a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ashcamp?
20% Down Payment
$21,927
on $109,633
Monthly P&I
$572/mo
30-yr @ 6.8%
Total Monthly Est.
~$726/mo
incl. taxes & insurance
Income Needed
$29,040
gross annual (30% rule)
10% Down Option
$10,963
+ PMI applies
Loan Amount (20% dn)
$87,706
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ashcamp, KY?
The median home value in Ashcamp is $109,633 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Ashcamp?
Over the past year, home values in Ashcamp have increased by 2%. Over five years, prices have risen approximately 31.9%.
How much do I need to earn to buy a home in Ashcamp?
To comfortably afford the median home price of $109,633 with a 20% down payment ($21,927) at today's rates (6.8%), you'd need a gross annual income of approximately $29,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Ashcamp compare to the national average home price?
The national median home value is approximately $410,000. At $109,633, homes in Ashcamp are 73% below the national average.